Last year I purchased a DSLR with my income tax refund money. It took a long time for me to finally decide to buy an expensive camera, but I think it was money well spent. My Canon T3i traveled with me to Taiwan and Hong Kong this past year. I had such a blast taking photos with this camera and captured many fond memories.
I think it is only appropriate to buy a new lens with this year's refund and to put aside the rest to fund my next trip to KOREA!